Carrier profile · USDOT 1603971 · MC-899195 · Updated Aug 20, 2026

Banks Trucking Inc

12 power unitsavg 6.9 yrLocal · 1 statesBROWN CITY, MI76/100

CARRIER ACTIVEMC-899195 ACTIVE

Observed fleet · trailing 24 mo daily

12Power units

5 observed · MCS-150

14Trailers seen

Decoded · vPIC

6.9Avg age (yr)

2004–2026 · vPIC

Call dispatch(810) 346-3172 Email dispatchdb.truck@yahoo.com

Click to see how we scored it

Load decision · FMCSA snapshot · Aug 20, 2026

Review before loading

Operating, but with flags a broker should weigh before tendering freight.

Watch · 2

Driver out-of-service rate well above average14.3% of driver inspections were placed out of service vs the 6.7% national average.Fatal crash on record3 crash(es) involving a fatality are on this carrier's record.

In good standing · 3

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 20 yearsOperating authority has been on file since 2007.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$1M in force

FMCSA L&I

Vehicle OOS · 24-mo0.0%

Crashes · fatal

2 in 24 mo

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$1M in force

FMCSA L&I

Vehicle OOS · 24-mo0.0%

Crashes · fatal

2 in 24 mo

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Asset-based

12 power units. Brokers price each fleet type apart.

Fleet age vs peersTypical

6.9 yr

Model years 2004–2026 · peer benchmark unavailable.

Identity stabilityStable

19 yr unchanged

Same registration since 2007 — no chameleon / reincarnation signal.

Safety

8 inspections · 24 mo

Out-of-service rate· 24-mo cumulative · vs national

Vehicle OOS 0.0%24-mo cumulative

050%

Driver OOS 14.3%24-mo cumulative

030%nat'l 6.67%

Every inspection in the window pooled — 2 vehicle and 7 driver inspections over 24 months.

Vehicle OOS rate· vehicle OOS · vehicle-level inspections · 6-month trailing

0.0% · latest 6-mo window● Steady

Share of vehicle-level roadside inspections in each trailing six-month window that resulted in a vehicle out-of-service order. Holding steady across the window. The national vehicle benchmark uses the same metric and is shown on the chart.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

8 inspections in the charted months · busiest month Feb '25 · 2

Vehicle-levelDriver-levelAny OOS

Monthly FMCSA roadside inspections across the 24 charted calendar months. Bars show level-qualified vehicle and driver populations; one inspection can qualify for both. The line shows inspections with any out-of-service result.

Inspection coverage· expected vs observed · the fraud signal

Inspection coverage

How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.

Thin coverage

Under-inspected

Expected

Well-monitored

Heavily inspected

≈0.3 / unit·yr

thin signalabundant signal

Few roadside inspections for a 12-unit fleet — the out-of-service and violation signals above rest on a small sample, so weight them cautiously. Thin coverage on a young authority is itself a flag.

Registered power units: 12
Inspections · 24 mo: 8
Annualized: ≈4 / yr
Coverage: ≈0.3 inspections / unit · yr

Violation themes· decoded · grouped by BASIC

What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.

393.9 Inoperative required lampsVehicle Maintenance16 · 2 OOS
392.2 State/local traffic law violation (speeding, etc.)Unsafe Driving9 · 0 OOS
393.203 Parts & accessories (vehicle condition)Vehicle Maintenance1 · 0 OOS
393.207 Parts & accessories (vehicle condition)Vehicle Maintenance1 · 1 OOS
393.43 Parts & accessories (vehicle condition)Vehicle Maintenance1 · 1 OOS
393.95 Emergency equipment (extinguisher, triangles)Vehicle Maintenance1 · 0 OOS
396.17 Periodic (annual) inspectionVehicle Maintenance1 · 0 OOS
391.45 No medical examination / expiredDriver Fitness1 · 0 OOS
396.5 Oil and/or grease leakVehicle Maintenance1 · 1 OOS
393.11 Required lamps/reflectors missingVehicle Maintenance1 · 0 OOS

Explore full safety record — inspections, BASICs, crashes

Authority & Insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’19 · 1 insurer · 0 lapsesContinuous

Farm Bureau’15–now

2015201820212024now

BIPD in force — $1,000,000 · FARM BUREAU GENERAL INS CO OF MICHIGAN · since Dec 2024

All 1 insurer era · dates, limits, renewals

Insurer	Period	Limit	Renewals
FARM BUREAU GENERAL INS CO OF MICHIGAN	Mar 2015 → Oct 2019	$750K	1

Explore full authority & insurance record

Equipment

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 12
Observed power (24 mo): 5
Trailers (towed): 14

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Fleet age· model years · decoded VINs

6.9 yr

Average age

2026

Newest model yr

2004

Oldest model yr

10.5%

VINs decoded

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & Lanes

Revealed by inspection density across 1 states · 24 mo

Operating footprint· revealed by roadside-inspection geography

Operating radiusLocal

revealed

States observed

US states

Inspections · 24 mo

MI busiest

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base

BROWN CITY, MI

2300 HARRINGTON RD

Top corridor

MI 8

Density

fewermore

Shade = roadside inspections, last 24 mo.

See the full operating map — state density, top lanes

Network & Fraud

Affiliated entities & reincarnation signals · for review, not a verdict

Shares a company officer with other carriers

lisa banks — 4 carriers: USDOT 2370030 USDOT 2779189 USDOT 2985686

Capacity consistency· registered vs roadside-observed power units

Registered (MCS-150)

Observed (24 mo)

Registered capacity materially exceeds what is observed roadside — the MCS-150 may be stale or the fleet under-utilized.

Explore the carrier network & VIN cross-links

Identity & Federal

FMCSA census + L&I dossier

Location

Physical address: 2300 HARRINGTON RD, BROWN CITY, MI, 48416
Operation: Interstate

Contact

Phone: (810) 346-3172
Fax: (810) 346-9832
Email: db.truck@yahoo.com

Registration

Officer: Lisa Banks
USDOT / docket: 1603971 · MC-899195
First registered: Feb 5, 2007
Last MCS-150: Jan 29, 2025 · 750,000 mi (2024)
FMCSA safety rating: Not rated
Recordable crash rate: 0.00
D-U-N-S: 807892302

Fleet (self-reported · MCS-150)

Power units

Drivers

CDL drivers

750,000

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

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Verification summaryAuthority, insurance, safety and identity facts for BANKS TRUCKING INC.

BANKS TRUCKING INC (USDOT 1603971) has a Vektor safety score of 76/100 and a Review before loading verdict, from the carrier's FMCSA record refreshed Aug 20, 2026.

The carrier holds active contract for-hire operating authority per FMCSA L&I as of Aug 20, 2026.

It has an active BIPD insurance filing with a $1,000,000 limit in force from FARM BUREAU GENERAL INS CO OF MICHIGAN effective Dec 2, 2024 in FMCSA L&I's current snapshot as of Aug 20, 2026.

Its vehicle out-of-service rate was 0.0% over the last 24 months, versus the 22.26% CVSA national average, from FMCSA roadside-inspection data refreshed Aug 20, 2026.

The carrier received 8 roadside inspections in the last 24 months — 2 vehicle-level and 7 driver-level — across 1 state, according to FMCSA roadside-inspection data refreshed Aug 20, 2026.

The carrier has 2 reportable crashes in the last 24 months and 3 fatal crashes across the full FMCSA crash record available as of Aug 20, 2026.

It reports 12 power units and 9 drivers in its most recent MCS-150 filing dated Jan 29, 2025.

It has no FMCSA-assigned safety rating in the federal record refreshed Aug 20, 2026.

Frequently asked

What is BANKS TRUCKING INC's USDOT number?

BANKS TRUCKING INC's USDOT number is 1603971, and its motor carrier number is MC-899195.

Is BANKS TRUCKING INC authorized to operate?

As of Aug 20, 2026, BANKS TRUCKING INC is active in the FMCSA register with common, contract, broker operating authority on file.

What is BANKS TRUCKING INC's safety record?

BANKS TRUCKING INC has a 0.0% vehicle out-of-service rate (national average 22.26%) across 10 roadside inspections, with 2 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor's computed risk score is 76/100 (tier: review).

How big is BANKS TRUCKING INC's fleet?

BANKS TRUCKING INC operates 12 power units and 9 drivers per its most recent MCS-150 filing.

Where is BANKS TRUCKING INC based?

BANKS TRUCKING INC is based in BROWN CITY, MI, with roadside inspections recorded across 1 state.

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