Carrier profile · USDOT 3287537 · MC-1040493 · Updated Aug 20, 2026

Banks and Son Trucking LLC

2 power unitsLocal · 1 statesEADS, TN50/100

CARRIER ACTIVEMC-1040493 ACTIVE

Observed fleet · trailing 24 mo daily

2Power units

1 observed · MCS-150

1Trailers seen

Decoded · vPIC

8.5Avg age (yr)

2016–2019 · vPIC

Call dispatch(901) 606-4889 Email dispatchbanksandsontrucking@yahoo.com

Click to see how we scored it

Load decision · FMCSA snapshot · Aug 20, 2026

Limited record

Not enough federal record to assess. Verify authority and insurance directly.

Watch · 1

Not enough inspection history to rate1 federal roadside inspection in the last 24 months. FMCSA itself will not score a carrier's vehicle or driver record on fewer than 5, and neither will we — verify authority, insurance and references directly before tendering.

In good standing · 3

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 7 yearsOperating authority has been on file since 2019.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo0.0%

Crashes · fatal

Clean · 24 mo

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo0.0%

Crashes · fatal

Clean · 24 mo

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Owner-operator

2 power units. Brokers price each fleet type apart.

Fleet age vs peersDecoding

—

Not yet decoded

Identity stabilityStable

7 yr unchanged

Same registration since 2019 — no chameleon / reincarnation signal.

Safety

1 inspections · 24 mo

Out-of-service rate· 24-mo cumulative

Vehicle OOS 0.0%24-mo cumulative

050%

Driver OOS 0.0%24-mo cumulative

030%

Every inspection in the window pooled — 1 vehicle and 1 driver inspections over 24 months.

Vehicle OOS rate· vehicle OOS · vehicle-level inspections · 6-month trailing

0.0% · latest 6-mo window

Share of vehicle-level roadside inspections in each trailing six-month window that resulted in a vehicle out-of-service order. One window of data — no trend yet. The national vehicle benchmark uses the same metric and is shown on the chart.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

No roadside inspections on the FMCSA record in this window

Inspection coverage· expected vs observed · the fraud signal

Inspection coverage

How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.

Thin coverage

Under-inspected

Expected

Well-monitored

Heavily inspected

≈0.3 / unit·yr

thin signalabundant signal

Few roadside inspections for a 2-unit fleet — the out-of-service and violation signals above rest on a small sample, so weight them cautiously. Thin coverage on a young authority is itself a flag.

Registered power units: 2
Inspections · 24 mo: 1
Annualized: ≈1 / yr
Coverage: ≈0.3 inspections / unit · yr

Violation themes· decoded · grouped by BASIC

What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.

392.2 State/local traffic law violation (speeding, etc.)Unsafe Driving1 · 0 OOS
393.47 Brake actuators / linings / componentsVehicle Maintenance1 · 0 OOS
393.53 Automatic brake adjusters / indicatorsVehicle Maintenance1 · 0 OOS
393.75 Tires (defective / underinflated / worn)Vehicle Maintenance1 · 1 OOS

Explore full safety record — inspections, BASICs, crashes

Authority & Insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’23 · 2 insurers · 0 lapsesContinuous

Progressive Hawaii’19–’23

beyond this history

2019202120232025now

Shorter eras are too brief to label at this scale — all 2 insurers are named in the list below.

BIPD in force — $750,000 · PROGRESSIVE HAWAII INSURANCE CORP · since Aug 2023

All 2 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
GREAT WEST CASUALTY CO.	May 2023 → Sep 2023	$750K	2
PROGRESSIVE HAWAII INSURANCE CORP	May 2019 → May 2023	$750K	2

Explore full authority & insurance record

Equipment

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 2
Observed power (24 mo): 1
Trailers (towed): 1

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & Lanes

Revealed by inspection density across 1 states · 24 mo

Operating footprint· revealed by roadside-inspection geography

Operating radiusLocal

revealed

States observed

US states

Inspections · 24 mo

TN busiest

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base

EADS, TN

1679 REID HOOKER COVE

Top corridor

TN 1

Density

fewermore

Shade = roadside inspections, last 24 mo.

See the full operating map — state density, top lanes

Network & Fraud

Affiliated entities & reincarnation signals · for review, not a verdict

Shares a company officer with other carriers

kevin banks — 8 carriers: USDOT 1106073 USDOT 2256716 USDOT 3239706 USDOT 3387482 USDOT 3578618 USDOT 3594930 USDOT 4429243

Capacity consistency· registered vs roadside-observed power units

Registered (MCS-150)

Observed (24 mo)

Registered capacity materially exceeds what is observed roadside — the MCS-150 may be stale or the fleet under-utilized.

Explore the carrier network & VIN cross-links

Identity & Federal

FMCSA census + L&I dossier

Location

Physical address: 1679 REID HOOKER COVE, EADS, TN, 38028
Operation: Interstate

Contact

Phone: (901) 606-4889
Email: banksandsontrucking@yahoo.com

Registration

Officer: Kevin Banks
USDOT / docket: 3287537 · MC-1040493
First registered: May 15, 2019
Last MCS-150: Jun 7, 2025 · 109,640 mi (2024)
FMCSA safety rating: Not rated
Recordable crash rate: 0.00
D-U-N-S: 100519588

Fleet (self-reported · MCS-150)

Power units

Drivers

CDL drivers

109,640

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

No verified reviews yet

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Verification summaryAuthority, insurance, safety and identity facts for BANKS AND SON TRUCKING LLC.

BANKS AND SON TRUCKING LLC (USDOT 3287537) is unrated by Vektor because the carrier's FMCSA record does not contain enough evidence for a safety score as of Aug 20, 2026.

The carrier holds active common for-hire operating authority per FMCSA L&I as of Aug 20, 2026.

It has an active BIPD insurance filing with a $750,000 limit in force from PROGRESSIVE HAWAII INSURANCE CORP effective Aug 31, 2023 in FMCSA L&I's current snapshot as of Aug 20, 2026.

Its vehicle out-of-service rate was 0.0% over the last 24 months, versus the 22.26% CVSA national average, from FMCSA roadside-inspection data refreshed Aug 20, 2026.

The carrier received 1 roadside inspections in the last 24 months — 1 vehicle-level and 1 driver-level — across 1 state, according to FMCSA roadside-inspection data refreshed Aug 20, 2026.

The carrier has 0 reportable crashes in the last 24 months and 0 fatal crashes across the full FMCSA crash record available as of Aug 20, 2026.

It reports 2 power units and 3 drivers in its most recent MCS-150 filing dated Jun 7, 2025.

It has no FMCSA-assigned safety rating in the federal record refreshed Aug 20, 2026.

Frequently asked

What is BANKS AND SON TRUCKING LLC's USDOT number?

BANKS AND SON TRUCKING LLC's USDOT number is 3287537, and its motor carrier number is MC-1040493.

Is BANKS AND SON TRUCKING LLC authorized to operate?

As of Aug 20, 2026, BANKS AND SON TRUCKING LLC is active in the FMCSA register with common, contract, broker operating authority on file.

What is BANKS AND SON TRUCKING LLC's safety record?

BANKS AND SON TRUCKING LLC has a 0.0% vehicle out-of-service rate (national average 22.26%) across 5 roadside inspections, with 0 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor does not assign this carrier a safety score: 1 federal roadside inspection in the last 24 months. FMCSA itself will not score a carrier's vehicle or driver record on fewer than 5, and neither will we — verify authority, insurance and references directly before tendering.

How big is BANKS AND SON TRUCKING LLC's fleet?

BANKS AND SON TRUCKING LLC operates 2 power units and 3 drivers per its most recent MCS-150 filing.

Where is BANKS AND SON TRUCKING LLC based?

BANKS AND SON TRUCKING LLC is based in EADS, TN, with roadside inspections recorded across 1 state.

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