Carrier profile · USDOT 1590621 · MC-588686 · Updated Jun 13, 2026

A R D Express Inc

42 power unitsavg 5.2 yrMulti-region · 11 statesTAYLOR, MI74/100

CARRIER ACTIVEMC-588686 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 6 insurers · 2 lapsesCoverage lapse

Harco National’09–’12

Corepointe’12–’14

Westfield’15–’18

Occidental Fire’18–’21

Harco National’21–’23

Northland’23–’25

2009201420192024now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $1,000,000 · CHEROKEE INSURANCE COMPANY · since Jul 2025

All 8 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NORTHLAND INSURANCE COMPANY	Jul 2023 → Jul 2025	$750K	2
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	Jul 2021 → Jul 2021	$750K	1
HARCO NATIONAL INSURANCE CO.	Jul 2021 → Jul 2023	$750K	1
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	Jan 2018 → Jul 2021	$750K	2
WESTFIELD INSURANCE CO.	Jan 2015 → Jan 2018	$750K	1
CANAL INSURANCE CO.	Jan 2014 → Jan 2014	$750K	2
COREPOINTE INSURANCE COMPANY	Jan 2012 → Jan 2014	$750K	1
HARCO NATIONAL INSURANCE CO.	Jan 2009 → Feb 2012	$750K	3