Carrier profile · USDOT 3205332 · MC-1046723 · Updated Aug 20, 2026

Fincher Trucking LLC

38 power unitsavg 5.7 yrRegional · 3 statesWILMER, AL94/100

CARRIER ACTIVEMC-1046723 ACTIVE

Observed fleet · trailing 24 mo daily

38Power units

34 observed · MCS-150

22Trailers seen

Decoded · vPIC

5.7Avg age (yr)

2013–2026 · vPIC

Call dispatch(228) 641-3930 Email dispatchalison@finchertimber.com

Click to see how we scored it

Load decision · FMCSA snapshot · Aug 20, 2026

Clear to load

Active authority and a clean federal record. No blocking issues found.

Watch · 1

Multiple injury crashes7 crashes involving injuries are on record.

In good standing · 4

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 8 yearsOperating authority has been on file since 2018.Out-of-service rates below national averageBoth vehicle and driver OOS rates beat the national benchmark across 131 inspections.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$1M in force

FMCSA L&I

Vehicle OOS · 24-mo15.2%

▼ 22.26% nat'l

Crashes · fatal

4 in 24 mo

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$1M in force

FMCSA L&I

Vehicle OOS · 24-mo15.2%

▼ 22.26% nat'l

Crashes · fatal

4 in 24 mo

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Asset-based

38 power units. Brokers price each fleet type apart.

Fleet age vs peersNewer

5.7 yr

Model years 2013–2026 · peer benchmark unavailable.

Identity stabilityStable

7 yr unchanged

Same registration since 2018 — no chameleon / reincarnation signal.

Safety

76 inspections · 24 mo · vs national benchmarks

Out-of-service rate· 24-mo cumulative · vs national

Vehicle OOS 15.2%24-mo cumulative

050%nat'l 22.26%

Driver OOS 2.6%24-mo cumulative

030%nat'l 6.67%

Every inspection in the window pooled — 33 vehicle and 76 driver inspections over 24 months.

Vehicle OOS rate· vehicle OOS · vehicle-level inspections · 6-month trailing

20.0% · latest 6-mo window▼ Falling

Share of vehicle-level roadside inspections in each trailing six-month window that resulted in a vehicle out-of-service order. Trending down 15.6 pts across the window. The national vehicle benchmark uses the same metric and is shown on the chart.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

64 inspections in the charted months · busiest month Mar '25 · 9

Vehicle-levelDriver-levelAny OOS

Monthly FMCSA roadside inspections across the 24 charted calendar months. Bars show level-qualified vehicle and driver populations; one inspection can qualify for both. The line shows inspections with any out-of-service result.

Inspection coverage· expected vs observed · the fraud signal

Inspection coverage

How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.

Well-monitored

Under-inspected

Expected

Well-monitored

Heavily inspected

≈1.0 / unit·yr

thin signalabundant signal

Within the expected band for a 38-unit fleet — FMCSA has inspected this carrier often enough that the out-of-service and violation signals above are statistically trustworthy.

Registered power units: 38
Inspections · 24 mo: 76
Annualized: ≈38 / yr
Coverage: ≈1.0 inspections / unit · yr

Violation themes· decoded · grouped by BASIC

What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.

392.2 State/local traffic law violation (speeding, etc.)Unsafe Driving37 · 0 OOS
393.9 Inoperative required lampsVehicle Maintenance17 · 3 OOS
393.78 Windshield wipersVehicle Maintenance7 · 0 OOS
393.60 Windshield / glazingVehicle Maintenance6 · 0 OOS
393.75 Tires (defective / underinflated / worn)Vehicle Maintenance6 · 3 OOS
393.48 Brakes inoperativeVehicle Maintenance5 · 1 OOS
393.55 Antilock brake system (ABS)Vehicle Maintenance5 · 0 OOS
393.95 Emergency equipment (extinguisher, triangles)Vehicle Maintenance4 · 0 OOS
396.17 Periodic (annual) inspectionVehicle Maintenance4 · 0 OOS
393.11 Required lamps/reflectors missingVehicle Maintenance3 · 0 OOS

Explore full safety record — inspections, BASICs, crashes

Authority & Insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 2 insurers · 0 lapsesContinuous

Harco National’19–’21

Falls Lake’21–’25

beyond this history

2019202120232025now

Shorter eras are too brief to label at this scale — all 2 insurers are named in the list below.

BIPD in force — $1,000,000 · OBSIDIAN PACIFIC INSURANCE COMPANY · since Apr 2025

All 2 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
FALLS LAKE NATIONAL INSURANCE COMPANY	Apr 2021 → Apr 2025	$750K	1
HARCO NATIONAL INSURANCE CO.	Jun 2019 → Apr 2021	$750K	3

Explore full authority & insurance record

Equipment

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 38
Observed power (24 mo): 34
Trailers (towed): 22

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Fleet age· model years · decoded VINs

5.7 yr

Average age

2026

Newest model yr

2013

Oldest model yr

67.9%

VINs decoded

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & Lanes

Revealed by inspection density across 3 states · 24 mo

Operating footprint· revealed by roadside-inspection geography

Operating radiusRegional

revealed

States observed

US states

Inspections · 24 mo

AL busiest

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base

WILMER, AL

450 STATE LINE RD S

Top corridor

AL 56 · FL 14 · MS 6

Density

fewermore

Shade = roadside inspections, last 24 mo.

See the full operating map — state density, top lanes

Network & Fraud

Affiliated entities & reincarnation signals · for review, not a verdict

No shared-VIN flow in the last 12 months

None of this carrier's trucks were inspected under another USDOT in the last 12 months — any shared equipment is historical, not active.

Show all-time history (13 trucks · 14 carriers)

Across all inspections on record: USDOT 1644963 USDOT 1978389 USDOT 1185757 USDOT 1230164 USDOT 3359838 USDOT 185732 USDOT 2916222 USDOT 4042814

Shares a company officer with other carriers

richard fincher — 4 carriers: USDOT 237407 USDOT 1391748 USDOT 3961172

Capacity consistency· registered vs roadside-observed power units

Registered (MCS-150)

Observed (24 mo)

Shared w/ other carriers

Registered and roadside-observed capacity are broadly consistent.

Explore the carrier network & VIN cross-links

Identity & Federal

FMCSA census + L&I dossier

Location

Physical address: 450 STATE LINE RD S, WILMER, AL, 36587
Operation: Interstate

Contact

Phone: (228) 641-3930
Fax: (228) 641-3924
Email: alison@finchertimber.com
Web domain: finchertimber.com

Registration

Officers: Richard Fincher · Marshall Rainwater
USDOT / docket: 3205332 · MC-1046723
First registered: Oct 26, 2018
Last MCS-150: Nov 6, 2025 · 1,920,000 mi (2025)
FMCSA safety rating: Not rated
Recordable crash rate: 0.67
D-U-N-S: —

Fleet (self-reported · MCS-150)

Power units

Drivers

CDL drivers

1,920,000

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

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Verification summaryAuthority, insurance, safety and identity facts for FINCHER TRUCKING LLC.

FINCHER TRUCKING LLC (USDOT 3205332) has a Vektor safety score of 94/100 and a Clear to load verdict, from the carrier's FMCSA record refreshed Aug 20, 2026.

The carrier holds active common and contract for-hire operating authority per FMCSA L&I as of Aug 20, 2026.

It has an active BIPD insurance filing with a $1,000,000 limit in force from OBSIDIAN PACIFIC INSURANCE COMPANY effective Apr 28, 2025 in FMCSA L&I's current snapshot as of Aug 20, 2026.

Its vehicle out-of-service rate was 15.2% over the last 24 months, versus the 22.26% CVSA national average, from FMCSA roadside-inspection data refreshed Aug 20, 2026.

The carrier received 76 roadside inspections in the last 24 months — 33 vehicle-level and 76 driver-level — across 3 states, according to FMCSA roadside-inspection data refreshed Aug 20, 2026.

The carrier has 4 reportable crashes in the last 24 months and 0 fatal crashes across the full FMCSA crash record available as of Aug 20, 2026.

It reports 38 power units and 41 drivers in its most recent MCS-150 filing dated Nov 6, 2025.

It has no FMCSA-assigned safety rating in the federal record refreshed Aug 20, 2026.

Frequently asked

What is FINCHER TRUCKING LLC's USDOT number?

FINCHER TRUCKING LLC's USDOT number is 3205332, and its motor carrier number is MC-1046723.

Is FINCHER TRUCKING LLC authorized to operate?

As of Aug 20, 2026, FINCHER TRUCKING LLC is active in the FMCSA register with common, contract, broker operating authority on file.

What is FINCHER TRUCKING LLC's safety record?

FINCHER TRUCKING LLC has a 15.2% vehicle out-of-service rate (national average 22.26%) across 131 roadside inspections, with 4 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor's computed risk score is 94/100 (tier: clear).

How big is FINCHER TRUCKING LLC's fleet?

FINCHER TRUCKING LLC operates 38 power units and 41 drivers per its most recent MCS-150 filing.

Where is FINCHER TRUCKING LLC based?

FINCHER TRUCKING LLC is based in WILMER, AL, with roadside inspections recorded across 3 states.

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