Carrier profile · USDOT 3422660 · MC-1106814 · Updated Sep 6, 2026

Credit Now Auto Inc

DBA TRANSPORT NOW

1 power unitHUNTSVILLE, AL84/100

CARRIER ACTIVEMC-1106814 ACTIVEHAZMAT

Observed fleet · trailing 24 mo daily

1Power units

Self-reported · MCS-150

—Trailers seen

None observed · 24 mo

—Avg age (yr)

Not yet decoded

Call dispatch(256) 489-7266 Email dispatchlisa@creditnowauto.com

Click to see how we scored it

Load decision · FMCSA snapshot · Sep 6, 2026

Review before loading

Operating, but with flags a broker should weigh before tendering freight.

Watch · 2

No inspection history despite active fleetAn established carrier reporting 1 power units has no roadside inspections — a common shell/paper-carrier signal.MCS-150 update dueThe biennial MCS-150 update is overdue.

In good standing · 3

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 6 yearsOperating authority has been on file since 2020.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$1M in force

FMCSA L&I

Vehicle OOS · 24-mo—

No inspections · 24 mo

Crashes · fatal—

No crash record

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$1M in force

FMCSA L&I

Vehicle OOS · 24-mo—

No inspections · 24 mo

Crashes · fatal—

No crash record

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Owner-operator

1 power unit. Brokers price each fleet type apart.

Fleet age vs peersDecoding

—

Not yet decoded

Identity stabilityStable

6 yr unchanged

Same registration since 2020 — no chameleon / reincarnation signal.

Safety

Roadside inspections, BASICs & crash history

Out-of-service rate· 24-mo cumulative

No roadside inspections on record.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

No roadside inspections on the FMCSA record in this window

Explore full safety record — inspections, BASICs, crashes

Authority & Insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’20 · 1 insurer · 0 lapsesContinuous

Zurich American’20–now

2020202220242026now

BIPD in force — $1,000,000 · ZURICH AMERICAN INSURANCE COMPANY · since Jul 2020

All 1 insurer era · dates, limits, renewals

Insurer	Period	Limit	Renewals
ZURICH AMERICAN INSURANCE COMPANY	May 2020 → Jul 2020	$1M	1

Explore full authority & insurance record

Equipment

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 1
Observed power (24 mo): —
Trailers (towed): —

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & Lanes

Revealed by inspection density · 24 mo

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base

HUNTSVILLE, AL

1220 C NORTH MEMORIAL PARKWAY

Density

fewermore

Shade = roadside inspections, last 24 mo.

See the full operating map — state density, top lanes

Network & Fraud

Affiliated entities & reincarnation signals · for review, not a verdict

Shares a registration email domain with other carriers

@creditnowauto.com — 2 carriers: USDOT 4083941

Shares a company officer with other carriers

philip w bentley iii — 2 carriers: USDOT 4083941

Explore the carrier network & VIN cross-links

Identity & Federal

FMCSA census + L&I dossier

Location

Physical address: 1220 C NORTH MEMORIAL PARKWAY, HUNTSVILLE, AL, 35801
Operation: Interstate· Hazmat

Contact

Phone: (256) 489-7266
Email: lisa@creditnowauto.com
Web domain: creditnowauto.com

Registration

Officer: Philip W Bentley Iii
USDOT / docket: 3422660 · MC-1106814
First registered: Apr 29, 2020
Last MCS-150: Aug 9, 2024 · 66,604 mi (2024)
FMCSA safety rating: Not rated
Recordable crash rate: 0.00
D-U-N-S: —

Fleet (self-reported · MCS-150)

Power units

Drivers

CDL drivers

66,604

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

No verified reviews yet

Be the first broker or shipper to rate CREDIT NOW AUTO INC. Reviews cover performance only — on-time delivery, payment speed, communication — and never affect the Vektor risk score.

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Verification summaryAuthority, insurance, safety and identity facts for CREDIT NOW AUTO INC.

CREDIT NOW AUTO INC (USDOT 3422660) has a Vektor safety score of 84/100 and a Review before loading verdict, from the carrier's FMCSA record refreshed Sep 6, 2026.

The carrier holds active common for-hire operating authority per FMCSA L&I as of Sep 6, 2026.

It has an active BIPD insurance filing with a $1,000,000 limit in force from ZURICH AMERICAN INSURANCE COMPANY effective Jul 21, 2020 in FMCSA L&I's current snapshot as of Sep 6, 2026.

The carrier received 0 roadside inspections in the last 24 months — 0 vehicle-level and 0 driver-level, according to FMCSA roadside-inspection data refreshed Sep 6, 2026.

It reports 1 power unit and 2 drivers in its most recent MCS-150 filing dated Aug 9, 2024.

It has no FMCSA-assigned safety rating in the federal record refreshed Sep 6, 2026.

Frequently asked

What is CREDIT NOW AUTO INC's USDOT number?

CREDIT NOW AUTO INC's USDOT number is 3422660, and its motor carrier number is MC-1106814.

Is CREDIT NOW AUTO INC authorized to operate?

As of Sep 6, 2026, CREDIT NOW AUTO INC is active in the FMCSA register with common, contract, broker operating authority on file.

How big is CREDIT NOW AUTO INC's fleet?

CREDIT NOW AUTO INC operates 1 power unit and 2 drivers per its most recent MCS-150 filing.

Where is CREDIT NOW AUTO INC based?

CREDIT NOW AUTO INC is based in HUNTSVILLE, AL.

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