Carrier profile · USDOT 981081 · MC-321790 · Updated Aug 20, 2026

David K Ginn

DBA R&S TRUCKING

8 power unitsavg 11.9 yrMulti-region · 8 statesTOLLESBORO, KY74/100
CARRIER ACTIVEMC-321790 ACTIVERATED SATISFACTORYHAZMAT
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 13 insurers · 0 lapsesInsurer churn
1997200520132021now

Shorter eras are too brief to label at this scale — all 19 insurers are named in the list below.

BIPD in force — $750,000 · UNITED FINANCIAL CASUALTY COMPANY · since Jun 2025

All 19 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
UNITED FINANCIAL CASUALTY COMPANYMar 2025 → Jun 2025$750K2
CANAL INSURANCE CO.Mar 2024 → Mar 2025$750K1
CENTRAL MUTUAL INSURANCE COMPANYMar 2022 → Mar 2024$750K1
CANAL INSURANCE CO.Mar 2020 → Mar 2022$750K2
NORTHLAND INSURANCE COMPANYMar 2019 → Mar 2020$750K1
SENTRY SELECT INSURANCE COMPANYMar 2018 → Mar 2019$750K1
CANAL INSURANCE CO.Mar 2017 → Mar 2018$750K1
LANCER INSURANCE COMPANYMar 2010 → Mar 2017$750K2
NATIONAL CASUALTY COMPANYMar 2009 → Mar 2010$750K1
NORTHLAND INSURANCE COMPANYMar 2008 → Apr 2009$750K2
SENTRY SELECT INSURANCE COMPANYMar 2006 → Mar 2008$750K1
LANCER INSURANCE COMPANYMar 2005 → Apr 2006$750K3
TRANSGUARD INSURANCE COMPANY OF AMERICA INC.Mar 2003 → Mar 2005$750K1
NATIONAL INDEPENDENT TRUCKERS INS. CO., RRGApr 2002 → Mar 2003$750K2
UNIVERSAL INSURANCE EXCHANGEOct 2001 → Apr 2002$750K2
ARCH INSURANCE COMPANYOct 2000 → Nov 2001$750K1
NATIONAL CASUALTY COMPANYOct 1999 → Oct 2000$750K2
PROGRESSIVE CASUALTY INSURANCE COMPANYOct 1998 → Oct 1999$750K1
TRUMBULL INSURANCE COMPANYSep 1997 → Oct 1998$750K1