Carrier profile · USDOT 71173 · MC-1108545 · Updated Aug 20, 2026

Effingham Equity

DBA THE EQUITY

206 power unitsavg 11.2 yrRegional · 3 statesEFFINGHAM, IL82/100

CARRIER ACTIVEMC-1108545 ACTIVERATED SATISFACTORYHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$4,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$4M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $4M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$5M BIPD last filed ’23 · 3 insurers · 0 lapsesContinuous

Berkley National’19–’23

Penn Millers’22–’23

Acadia’23–now

2019202120232025now

Shorter eras are too brief to label at this scale — all 3 insurers are named in the list below.

BIPD in force — $4,000,000 · ACADIA INSURANCE COMPANY · since Dec 2023

All 3 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
ACADIA INSURANCE COMPANY	Dec 2023 → Dec 2023	$5M	3
PENN MILLERS INSURANCE COMPANY	Dec 2022 → Dec 2023	$5M	6
BERKLEY NATIONAL INSURANCE COMPANY	Dec 2019 → Feb 2023	$5M	4