Carrier profile · USDOT 579590 · MC-321458 · Updated Jun 13, 2026

Froy LLC

15 power unitsavg 3.4 yrRegional · 3 statesCLEARWATER, FL88/100

CARRIER ACTIVEMC-321458 ACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’25 · 7 insurers · 0 lapsesInsurer churn

Greenwich’00–’09

Zurich American’09–’14

Steadfast’09–’15

Zurich American’09–’14

Commerce Industry’15–’25

1997200520132021now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $1,000,000 · LIBERTY MUTUAL FIRE INSURANCE CO. · since Jun 2025

All 8 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
COMMERCE AND INDUSTRY INSURANCE	Jul 2015 → Jun 2025	$1M	2
GREAT DIVIDE INSURANCE COMPANY	Jul 2014 → Aug 2015	$1M	2
ZURICH AMERICAN INSURANCE COMPANY	Jul 2009 → Jul 2014	$1M	1
STEADFAST INSURANCE COMPANY	Jul 2009 → Aug 2015	$1M	1
ZURICH AMERICAN INSURANCE COMPANY	Jul 2009 → Jul 2014	$1M	1
GREENWICH INSURANCE COMPANY	Jul 2000 → Jul 2009	$1M	8
AMERICAN ALTERNATIVE INSURANCE CORPORATION	Jul 1998 → Jul 2000	$1M	1
NATIONWIDE PROPERTY & CASUALTY INSURANCE CO.	Jul 1997 → Aug 1998	$1M	2