Carrier profile · USDOT 43217 · MC-5296 · Updated Sep 6, 2026

Lacy's Express Inc

29 power unitsavg 14.8 yrMulti-region · 8 statesPEDRICKTOWN, NJ100/100
CARRIER ACTIVEMC-5296 ACTIVERATED SATISFACTORYHAZMAT
Verified linkslacysexpress.comFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$4,000,000 in force
Cargo filing (census)Recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$4M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $4M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$5M BIPD last filed ’25 · 7 insurers · 1 lapseCoverage lapse
1992200120102019now

Shorter eras are too brief to label at this scale — all 13 insurers are named in the list below.

BIPD in force — $4,000,000 · HOUSTON SPECIALTY INSURANCE COMPANY · since Nov 2025

All 13 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
IMPERIUM INSURANCE COMPANYNov 2024 → Nov 2025$5M1
HOUSTON SPECIALTY INSURANCE COMPANYNov 2023 → Nov 2025$5M1
IMPERIUM INSURANCE COMPANYNov 2022 → Nov 2024$5M2
HOUSTON SPECIALTY INSURANCE COMPANYNov 2021 → Nov 2023$5M2
IMPERIUM INSURANCE COMPANYNov 2020 → Nov 2022$5M2
HOUSTON SPECIALTY INSURANCE COMPANYNov 2019 → Nov 2021$5M3
IMPERIUM INSURANCE COMPANYNov 2019 → Nov 2020$5M2
HDI GLOBAL INSURANCE COMPANYNov 2016 → Nov 2019$5M6
GREAT DIVIDE INSURANCE COMPANYNov 2010 → Nov 2016$5M1
NAUTILUS INSURANCE COMPANYNov 2010 → Nov 2019$5M1
ZURICH AMERICAN INSURANCE COMPANYNov 2009 → Dec 2010$5M2
ZURICH AMERICAN INSURANCE COMPANYNov 2003 → Nov 2003$5M5
COMMERCE AND INDUSTRY INSURANCEJul 1992 → Nov 2003$5M3