Carrier profile · USDOT 526091 · MC-208662 · Updated Aug 20, 2026

Lightning Express Inc

7 power unitsavg 7.8 yrMulti-region · 12 statesHAM LAKE, MN100/100
CARRIER ACTIVEMC-208662 ACTIVERATED SATISFACTORY
Verified linkslightning-express.comFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 9 insurers · 0 lapsesInsurer churn
1993200220112020now

Shorter eras are too brief to label at this scale — all 11 insurers are named in the list below.

BIPD in force — $750,000 · UNITED FINANCIAL CASUALTY COMPANY · since Dec 2025

All 11 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
UNITED FINANCIAL CASUALTY COMPANYNov 2025 → Dec 2025$750K1
SENTRY SELECT INSURANCE COMPANYNov 2022 → Nov 2025$750K2
AEGIS SECURITY INSURANCE COMPANYNov 2016 → Nov 2022$750K1
STATE NATIONAL INSURANCE CO., INC.Nov 2013 → Nov 2016$750K1
MAIDEN REINSURANCE COMPANYNov 2010 → Nov 2013$750K1
INTEGON NATIONAL INSURANCE COMPANYNov 2008 → Nov 2010$750K2
GREAT WEST CASUALTY CO.Nov 2004 → Nov 2008$750K2
INTEGON NATIONAL INSURANCE COMPANYMay 2002 → Dec 2004$750K2
MGA INSURANCE COMPANY, INC.Nov 2000 → May 2002$750K2
REDLAND INSURANCE CO.Nov 1995 → Nov 2000$750K3
SENTRY SELECT INSURANCE COMPANYDec 1993 → Nov 1995$750K1