Carrier profile · USDOT 756674 · MC-182250 · Updated Jun 13, 2026

Stephen Francis Thomas

DBA J & T HOMES

1 power unitPINTO, MD50/100

CARRIER ACTIVEMC-182250 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 2 insurers · 1 lapseCoverage lapse

United States’85–’98

Erie Exchange’99–now

1985199620072018now

Shorter eras are too brief to label at this scale — all 3 insurers are named in the list below.

BIPD in force — $750,000 · ERIE INSURANCE EXCHANGE · since May 2025

All 3 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
ERIE INSURANCE EXCHANGE	Apr 1999 → May 2025	$750K	1
ERIE INSURANCE EXCHANGE	Aug 1998 → Aug 1998	$750K	3
UNITED STATES FIDELITY & GUARANTY CO.	Aug 1985 → Jul 1998	$750K	1