Carrier profile · USDOT 3532693 · MC-1176627 · Updated Aug 20, 2026

Banks Bro's Truck Lines LLC

10 power unitsavg 6.5 yrMulti-region · 15 statesLAUREL, MS81/100

CARRIER ACTIVEMC-1176627 ACTIVE

Observed fleet · trailing 24 mo daily

10Power units

16 observed · MCS-150

13Trailers seen

Decoded · vPIC

6.5Avg age (yr)

1997–2026 · vPIC

Call dispatch(601) 582-3482 Email dispatchrexjr@brakingbanks.com

Click to see how we scored it

Load decision · FMCSA snapshot · Aug 20, 2026

Review before loading

Operating, but with flags a broker should weigh before tendering freight.

Watch · 2

Vehicle out-of-service rate above average28.6% vs the 22.26% national average.Driver out-of-service rate well above average42.1% of driver inspections were placed out of service vs the 6.7% national average.

In good standing · 3

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 6 yearsOperating authority has been on file since 2020.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo28.6%

▲ 22.26% nat'l

Crashes · fatal

1 in 24 mo

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo28.6%

▲ 22.26% nat'l

Crashes · fatal

1 in 24 mo

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Small fleet

10 power units. Brokers price each fleet type apart.

Fleet age vs peersTypical

6.5 yr

Model years 1997–2026 · peer benchmark unavailable.

Identity stabilityStable

5 yr unchanged

Same registration since 2020 — no chameleon / reincarnation signal.

Safety

38 inspections · 24 mo · vs national benchmarks

Out-of-service rate· 24-mo cumulative · vs national

Vehicle OOS 28.6%24-mo cumulative

050%nat'l 22.26%

Driver OOS 42.1%24-mo cumulative

030%nat'l 6.67%

Every inspection in the window pooled — 21 vehicle and 38 driver inspections over 24 months.

Vehicle OOS rate· vehicle OOS · vehicle-level inspections · 6-month trailing

20.0% · latest 6-mo window▼ Falling

Share of vehicle-level roadside inspections in each trailing six-month window that resulted in a vehicle out-of-service order. Trending down 20.5 pts across the window. The national vehicle benchmark uses the same metric and is shown on the chart.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

36 inspections in the charted months · busiest month Dec '24 · 4

Vehicle-levelDriver-levelAny OOS

Monthly FMCSA roadside inspections across the 24 charted calendar months. Bars show level-qualified vehicle and driver populations; one inspection can qualify for both. The line shows inspections with any out-of-service result.

Inspection coverage· expected vs observed · the fraud signal

Inspection coverage

How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.

Heavily inspected

Under-inspected

Expected

Well-monitored

Heavily inspected

≈1.9 / unit·yr

thin signalabundant signal

Among the more heavily-inspected carriers for its size — abundant roadside signal. Coverage isn't the question here; the out-of-service and crash record is.

Registered power units: 10
Inspections · 24 mo: 38
Annualized: ≈19 / yr
Coverage: ≈1.9 inspections / unit · yr

Violation themes· decoded · grouped by BASIC

What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.

395.8 Record of duty status (log / ELD) not current or missingHOS Compliance32 · 18 OOS
392.2 State/local traffic law violation (speeding, etc.)Unsafe Driving25 · 1 OOS
395.3 Driving beyond hours-of-service limitsHOS Compliance20 · 3 OOS
395.30 ELD — use / data transferHOS Compliance13 · 0 OOS
393.47 Brake actuators / linings / componentsVehicle Maintenance10 · 1 OOS
396.3 Inspection / repair / maintenance not performedVehicle Maintenance8 · 7 OOS
393.75 Tires (defective / underinflated / worn)Vehicle Maintenance8 · 4 OOS
395.22 ELD — provider/registration/malfunctionHOS Compliance7 · 0 OOS
395.24 ELD — record edits / dataHOS Compliance6 · 0 OOS
393.9 Inoperative required lampsVehicle Maintenance6 · 1 OOS

Explore full safety record — inspections, BASICs, crashes

Authority & Insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 5 insurers · 0 lapsesInsurer churn

Blue Hill’21–’22

Prime’22–’23

Obsidian’23–’24

Southwind Risk’24–’25

Cimarron’25–now

202120232025now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $750,000 · CIMARRON INSURANCE COMPANY · since Apr 2026

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
CIMARRON INSURANCE COMPANY	Jul 2025 → Apr 2026	$750K	2
SOUTHWIND RISK RETENTION GROUP INC	Jul 2024 → Jul 2025	$750K	3
OBSIDIAN INSURANCE COMPANY	Jul 2023 → Jul 2024	$750K	3
PRIME INSURANCE COMPANY	Jul 2022 → Jul 2023	$750K	4
BLUE HILL SPECIALTY INSURANCE COMPANY INC	Jun 2021 → Jul 2022	$750K	1

Explore full authority & insurance record

Equipment

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 10
Observed power (24 mo): 16
Trailers (towed): 13

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Fleet age· model years · decoded VINs

6.5 yr

Average age

2026

Newest model yr

1997

Oldest model yr

75.9%

VINs decoded

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & Lanes

Revealed by inspection density across 15 states · 24 mo

Operating footprint· revealed by roadside-inspection geography

Operating radiusMulti-region

revealed

States observed

US states

Inspections · 24 mo

MS busiest

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base

LAUREL, MS

843 MASONITE DR

Top corridor

MS 7 · NM 5 · CA 4

Density

fewermore

Shade = roadside inspections, last 24 mo.

See the full operating map — state density, top lanes

Network & Fraud

Affiliated entities & reincarnation signals · for review, not a verdict

Last 12 months: 3 trucks also ran under 3 other carriers

VINs inspected under this carrier were recently inspected under other USDOTs too — the active double-broker / shared-equipment signal: USDOT 1149281 USDOT 1160668 USDOT 888279Some overlap is legitimate (leased or sold equipment); review alongside the other signals.

Show all-time history (21 trucks · 20 carriers)

Across all inspections on record: USDOT 3233088 USDOT 3510613 USDOT 3650507 USDOT 1149281 USDOT 1160668 USDOT 92693 USDOT 2358554 USDOT 1972184

Shares a company officer with other carriers

rex banks — 2 carriers: USDOT 1525250

Capacity consistency· registered vs roadside-observed power units

Registered (MCS-150)

Observed (24 mo)

Shared w/ other carriers

Roadside-observed power units materially exceed the registered MCS-150 fleet — confirm the carrier is operating within its filed capacity.

Explore the carrier network & VIN cross-links

Identity & Federal

FMCSA census + L&I dossier

Location

Physical address: 843 MASONITE DR, LAUREL, MS, 39440
Operation: Interstate

Contact

Phone: (601) 582-3482
Email: rexjr@brakingbanks.com
Web domain: brakingbanks.com

Registration

Officers: Rex Banks · James Banks
USDOT / docket: 3532693 · MC-1176627
First registered: Dec 8, 2020
Last MCS-150: Mar 3, 2025 · 1,380,000 mi (2024)
FMCSA safety rating: Not rated
Recordable crash rate: 13.59
D-U-N-S: —

Fleet (self-reported · MCS-150)

Power units

Drivers

CDL drivers

1,380,000

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

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Verification summaryAuthority, insurance, safety and identity facts for BANKS BRO'S TRUCK LINES LLC.

BANKS BRO'S TRUCK LINES LLC (USDOT 3532693) has a Vektor safety score of 81/100 and a Review before loading verdict, from the carrier's FMCSA record refreshed Aug 20, 2026.

The carrier holds active common for-hire operating authority per FMCSA L&I as of Aug 20, 2026.

It has an active BIPD insurance filing with a $750,000 limit in force from CIMARRON INSURANCE COMPANY effective Apr 30, 2026 in FMCSA L&I's current snapshot as of Aug 20, 2026.

Its vehicle out-of-service rate was 28.6% over the last 24 months, versus the 22.26% CVSA national average, from FMCSA roadside-inspection data refreshed Aug 20, 2026.

The carrier received 38 roadside inspections in the last 24 months — 21 vehicle-level and 38 driver-level — across 15 states, according to FMCSA roadside-inspection data refreshed Aug 20, 2026.

The carrier has 1 reportable crash in the last 24 months and 0 fatal crashes across the full FMCSA crash record available as of Aug 20, 2026.

It reports 10 power units and 10 drivers in its most recent MCS-150 filing dated Mar 3, 2025.

It has no FMCSA-assigned safety rating in the federal record refreshed Aug 20, 2026.

Frequently asked

What is BANKS BRO'S TRUCK LINES LLC's USDOT number?

BANKS BRO'S TRUCK LINES LLC's USDOT number is 3532693, and its motor carrier number is MC-1176627.

Is BANKS BRO'S TRUCK LINES LLC authorized to operate?

As of Aug 20, 2026, BANKS BRO'S TRUCK LINES LLC is active in the FMCSA register with common, contract, broker operating authority on file.

What is BANKS BRO'S TRUCK LINES LLC's safety record?

BANKS BRO'S TRUCK LINES LLC has a 28.6% vehicle out-of-service rate (national average 22.26%) across 50 roadside inspections, with 1 reportable crash in the last 24 months, and is not currently rated by FMCSA. Vektor's computed risk score is 81/100 (tier: review).

How big is BANKS BRO'S TRUCK LINES LLC's fleet?

BANKS BRO'S TRUCK LINES LLC operates 10 power units and 10 drivers per its most recent MCS-150 filing.

Where is BANKS BRO'S TRUCK LINES LLC based?

BANKS BRO'S TRUCK LINES LLC is based in LAUREL, MS, with roadside inspections recorded across 15 states.

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